For Co-Parents Who Are Ready for a Better System
One financial system for two households.
Simple Split is the financial system built for co-parenting families. Log it once, split it automatically, settle anytime — and never think about tracking shared expenses again.
Less back and forth. Zero confusion.
14-day free trial
No credit card required
Cancel anytime
★★★★★_Trusted by co-parents across Canada & the US
Ontario_·_British Columbia_·_Florida_·_New York_·_Texas
You didn’t sign up to be a bookkeeper.
You’re a parent. Simple Split runs the financial side of co-parenting — the tracking, the splitting, the settling — so you can stop carrying the numbers in your head and start focusing on what actually matters.
Because the real work isn’t the receipts. It’s building a financially stable future for your kids.
Nancy F. Gharib
Founder and CEO, Simple Split · Change Specialist · 20+ years in corporate systems
From the Founder
It started with an $84 argument that had nothing to do with $84.
I'm Nancy. I was a co-parent before I was a founder. And like most co-parents, I spent years managing shared expenses through a combination of text messages, good faith, and a spreadsheet that was always slightly wrong.
One month it was $84 in school supplies. The argument wasn't about the money — it was about the fact that there was no system. No shared record. No way for either of us to look at the same numbers and trust them.
Every expense became a negotiation. Every month ended with someone feeling short-changed. Not because either of us was dishonest — because we had no structure.
I built Simple Split because I couldn't find what I needed. Not a general expense app with a co-parenting label. A purpose-built system — with the logic, the language, and the features that co-parents actually need.
Before Simple Split
"Did you get my Venmo request?"
"I thought you were paying for that."
"Can you resend the receipt?"
"That's not what we agreed."
After Simple Split
Expenses logged the moment they happen.
Both parties see the same numbers.
Monthly settle-up in one tap.
No receipts chased. No arguments. No guessing.
Nancy F. Gharib
Founder, Simple Split · Change Specialist · 20 years in family systems
Inside the App
See exactly what you're getting.
Start solo today — invite your co-parent when you're ready.
1
Agreed Budgets
Set spending limits by category upfront.
2
Agreement Manager
Define who can approve what, set thresholds.
3
Kids Piggy Bank
Both co-parents contribute to shared savings.
the App
Shared finances, finally simplified.
Simple Split tracks shared expenses, calculates fair splits, and maintains real-time balances - helping co-parents reduce friction and stay financially aligned.
simple split platform
Everything in one place — for both of you.
Simple Split replaces the texts, the spreadsheets, and the guesswork with a single shared system. Every expense logged, every balance updated, every outstanding balance settled — so you never have to think about it again.
Snap & Split
Photograph any receipt. The app reads it, logs it, and calculates each party's share instantly.
Live Balance Dashboard
One screen shows who paid what, what's owed, and the running total — updated in real time.
The Kids Piggy Bank
A shared savings goal both parents can build toward, without combining accounts - so when you're busy managing their everyday, the piggy bank keeps their financial future at the forefront.
One-Tap Settle Up
One tap shows exactly who owes who what. Settle your way - in the app or outside it, and Simple Split keeps the record up to date. .
Both Parties, One View
Each co-parent sees the same numbers. Transparency replaces confusion.
Audit Trail
Every entry is timestamped and logged. If it's ever questioned, the record speaks for itself.
Get Started Free
One system. Two households. Zero confusion.
The co-parenting app that quietly keeps everything on track. Because the best systems don't create more work.
What co-parents are saying
★★★★★
"I can see this helping so many people, including me. Managing finaces across two houses isn't something I planned for - or wanted to figure out on my own. I love being able to turn the tracking over to Simple Split and let the app help keep us organized. "
Sarah M.
Co-parent, 2 kids
★★★★★
"The Piggy Bank is the feature I didn't know I needed. We both put in a little each month and the best part is that our kids learn to how to manage money early."
James T.
Co-parent, 3 kids
★★★★★
"I was drowning in a shared spreadsheet that neither of us trusted. Simple Split replaced it in a day."
Priya K.
Co-parent, 1 child
Simple, Transparent Pricing
Simple Pricing
Start free for 14-days, then choose the plan that fits how you co-parent.
2 MONTHS FREE
SOLO
Solo
$12.99
/month
14-day free trial
For one parent managing the system independently. No credit card required.
✓
Unlimited receipts
✓
Dashboard & export
✓
Audit trail
CO-PARENT
Co-Parent
$9.99
/month per parent
14-day free trial
Available when both co-parents subscribe. Each parent is billed separately. Start solo and invite your co-parent anytime.
✓
Shared balance view
✓
Real-time updates
✓
Both parties, one record
SOLO
Solo
$99
/year
14-day free trial
For one parent managing the system independently. No credit card required. Equivalent to $8.25/month - save 36%.
✓
Unlimited receipts
✓
Dashboard & export
✓
Audit trail
Co-parenT
Co-Parent
$79
/year per parent
14-day free trial
Available when both co-parents subscribe. Each parent is billed separately. Start solo and invite your co-parent anytime. Equivalent to $6.58/month per parent - save 34%.
✓
Shared balance view
✓
Real-time updates
✓
Both parties, one record
Stay in the loop
Subscribe to the Simple Split Newsletter
Practical frameworks, honest conversations, and tools for co-parents building a better normal. Straight to your inbox — no noise.
Monthly co-parenting finance tips
New episode alerts from the podcast
Early access to tools and templates
Why Simple Split
Built for the reality of co-parenting.
Not a generic budgeting app with a co-parenting label slapped on it. A system designed from the ground up for two households sharing one financial life focused on their kids.
Built for two households
Most finance apps are built for one person. Simple Split is built for the reality of co-parenting — two adults, two homes, one shared financial record.
No more chasing receipts
Snap a photo, and it's logged. No spreadsheets, no text threads, no 'can you send me that receipt again.' The record is always there, always current.
A record that protects both of you
Every entry is timestamped and auditable. If a dispute ever arises, the data speaks for itself — no he-said-she-said.
Plan ahead, not just catch up
The Kids Piggy Bank and Expense Planner mean you're planning ahead for your kids - they'll thank you later.
Works even if your co-parent won't
The Solo plan gives you a full audit trail and settlement tools whether or not the other parent is on the platform. You stay organized either way.
One-tap settle-up
One tap generates a clear summary of who owes what. No math, no arguments, no follow-up texts.
LISTEN
The Podcast
Real conversations with co-parents, family law professionals, and financial coaches. Honest, practical, and zero judgment — for wherever you are in the journey.
Why Co-Parenting Finances Break Down
EP 01 · 32 min
The Piggy Bank Conversation
EP 02 · 28 min
When One Parent Won't Engage
EP 03 · 41 min
Everything you need to run
a financially clear co-parenting household.
a financially clear co-parenting household.
Start free for 14-days, then choose the plan that fits how you co-parent.
14-day free trial — no credit card required
Receipt scanning & automatic split calculation
In-app monthly settle-up summary
Free Co-Parenting Expense Tracker (immediate download)
The Kids Piggy Bank - a shared savings goal both parents can build toward, without combining accounts
Live shared balance dashboard for both co-parents
Full audit trail — every entry timestamped and logged
Upgrade or cancel anytime
No credit card required. Cancel anytime.
Get Started
Ready to simplify your shared finances
Start your 14-day free trial - no credit card needed
Simple Split removes the friction from shared finances, so families can focus on what matters.
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